The Debt-Free Spending Plan

An Amazingly Simple Way to Take Control of Your Finances Once and for All

The Debt-Free Spending Plan

Author: JoAnneh Nagler
Pub Date: October 2012
Print Edition: $16.00
Print ISBN: 9780814432433
Format: Paper or Softback
e-Book ISBN: 9780814432440

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Back Cover Copy

“JoAnneh Nagler has written an extraordinary book for extraordinarily challenging times. The Debt-Free Spending Plan will give you direct access to realizing a life in which you can truly experience peace, freedom, and sufficiency in your relationship with money. This is the right message at the right time — clear, practical, real, inspiring, and liberating!”

Lynne Twist, author of The Soul of Money; Founder and President of The Soul of Money Institute

“If you look at your financial situation and find yourself confused, scared, and clueless as to what you should do, this book is for you. If dealing with numbers and creating a budget just isn’t your thing, this book is for you. If you want a simple plan to get debt-free and take control, this book is for you! Got it? This book is for you!”

Larry Winget, five time New York Times/Wall Street Journal bestselling author, including You’re Broke Because You Want to Be

The bills keep coming. Every month seems to hit you with unexpected expenses. You’re in debt and it feels like there’s no way out.

If it seems like every time you come close to getting a handle on your finances, you just sink deeper into the quicksand, you’re not alone. The Debt-Free Spending Plan—personally devised by someone who’s been through it herself and gotten out—was created for those who hate math, rarely balance their checkbooks, and need help now. The plan keeps things simple. It doesn’t matter whether you make $14,000 per year or $14 million per year, this practical, straightforward system shows you how to:

Put together an easy-to-manage bill-paying plan, and allocate money as it comes in

• Realistically downsize your expenses without feeling deprived

• Improve your relationships and family life by living within your means

• Pay back your debts, and—believe it or not—begin to save

The Debt-Free Spending Plan reveals how you can comfortably work with the money you have, and learn to live debt-free. Requiring no special skills, no deep psychological soul-searching, or complicated computer programs, this book provides you with a step-by-step plan that takes five minutes a day and will have you back on your feet within the first 30 days of using it.

Filled with straightforward daily spending strategies, real-life examples, and effortless expense-tracking tools, this is the easy-to-follow system you need in order to get out of debt and start living.

JOANNEH NAGLER is a former fundraiser and grantwriter who, spiraling in debt herself, was unable to find a simple, workable solution. She developed her own system—a five-minute-a-day approach that really works. She now coaches individuals and couples, using The Debt-Free Spending Plan to help them revolutionize their relationship with money. She lives in Burlingame, California.

You can reach JoAnneh through her website at

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